ACAD_INTERFACE
WE_LOVE_YOUR_STARTUP
[ SECTIONS ]
Orden: _navigate
VIEWPORT: COMPANY
>> SECTION_01: COMPANY
CATEGORY: BITCOIN FINANCE
LAVA
// BITCOIN-BACKED LINE OF CREDIT AT 5%
[ DESCRIPTION ]
The world's first bitcoin-backed line of credit. Access dollars in real time without selling your bitcoin — now at just 5%.
[ MODEL_01 ]
PERSPECTIVE
GRID: ENABLED
RENDER: WIREFRAME
>> SECTION_02: MISSION
WHAT_THEY'RE_BUILDING
[ NOTE: WHY_WE_LOVE_LAVA ]
Lava bridges the gap between Bitcoin holders and dollar liquidity without forcing anyone to sell their BTC. They enable Bitcoin holders to access credit at industry-leading rates (just 5% + 2% capital charge), making it finally possible to unlock your Bitcoin's purchasing power instantly and securely. What sets Lava apart is true self-custody through DLCs (Discreet Log Contracts) and institutional-grade security with zero rehypothecation risk. This is the future of Bitcoin-native finance.
[ MODEL_02 ]
PERSPECTIVE
GRID: ENABLED
RENDER: WIREFRAME
>> SECTION_03: FUNDING
CAPITAL_RAISED
[ DATA: FUNDING_AMOUNT ]
$200.0M
Series B / 2025-11-03
>> SECTION_04: TEAM
THE_BRILLIANT_MINDS
[ MODEL_04 ]
PERSPECTIVE
GRID: ENABLED
RENDER: WIREFRAME
>> SECTION_05: ZERO_FINANCE
MAXIMIZE_YOUR_RUNWAY
[ ZERO_FINANCE: THE 8% APY SAVINGS ACCOUNT ]
Traditional banks pay ~2% on idle cash. Zero Finance pays 8% APY — that's 4x more interest on your startup's runway. Self-custodial, insured against DeFi hacks, always withdrawable, zero lock-ups.
Traditional Banks
2% APY
Low yield, slow growth
Zero Finance
8% APY
4x more earnings
LAVA'S POTENTIAL EXTRA EARNINGS:
+$12.0M
per year vs traditional banks
+$1.0M
per month
[ FULLY_PROTECTED ]
✓FDIC insured up to $5M
✓SEC-regulated custodian
✓Bank-grade security
[ ZERO_RESTRICTIONS ]
✓Withdraw anytime
✓No minimum balance
✓Corporate card soon
▼▼▼ INTERACTIVE_CALCULATOR: SEE_YOUR_POTENTIAL_SAVINGS ▼▼▼
$
>> ENTER_AMOUNT_IN_USD
[ OUTPUT: ANNUAL_YIELD_DELTA ]
$12,000,000
>> ADDITIONAL_EARNINGS_PER_YEAR
PROVIDER
APY
ANNUAL_YIELD
MONTHLY
BANK_AVG
2%
$4,000,000
$333,333
ZERO_FINANCE
8%
$16,000,000
$1,333,333
>> DELTA
+6%
+$12,000,000
+$1,000,000
>> CALCULATED_ON: $200,000,000 IDLE_CASH